Finding out if Home Depot accepts Apple Pay is important before heading to the store. As of 2025, Home Depot does not accept Apple Pay in stores, on its website, or through its mobile app. Instead, shoppers can pay with credit/debit cards, PayPal (online), Home Depot gift cards, and the store’s credit card. However, there are some indirect ways Apple Pay users can still shop conveniently.
Does Home Depot take Apple Pay
The short answer: No, Home Depot does not currently accept Apple Pay at checkout.
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In-store: Apple Pay is not supported at payment terminals.
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Online (HomeDepot.com): Apple Pay is not an option. PayPal is the main digital wallet supported.
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Mobile App: The Home Depot app does not integrate Apple Pay for purchases. Dollar Tree Apple Pay
Why Doesn’t Home Depot Take Apple Pay?
There are a few business reasons behind this decision:
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Partnership with PayPal: Home Depot was one of the first major retailers to adopt PayPal, giving it preference over Apple Pay.
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Transaction Fees: Accepting Apple Pay involves additional costs, and Home Depot may choose to avoid them. Lowes Apple Pay
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Data Control: Retailers sometimes prefer direct payment methods to retain purchase data insights.
Alternative Payment Methods at Home Depot
If you can’t use Apple Pay, here’s what Home Depot offers:
| Payment Method | Availability (In-store/Online) |
|---|---|
| Credit/Debit Cards | ✅ Both |
| Home Depot Credit Card | ✅ Both |
| Home Depot Gift Cards | ✅ Both |
| PayPal | ✅ Online only |
| Cash | ✅ In-store only |
| Apple Pay | ❌ Not Supported |
| Google Pay / Samsung Pay | ❌ Not Supported |
Can You Use Apple Pay at Home Depot Online?
No. While many online retailers have added Apple Pay as a quick checkout option, Home Depot only supports PayPal for digital wallet transactions. Customers must use cards, PayPal, or gift cards instead.
Home Depot App and Apple Pay
The Home Depot mobile app is popular for browsing, project planning, and ordering products. However, Apple Pay is not an integrated payment option in the app. Shoppers must use PayPal, credit cards, or gift cards.
Workarounds – How to Use Apple Pay Indirectly at Home Depot
Even though Apple Pay isn’t accepted directly, customers can still benefit from it through workarounds:
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Buy Home Depot Gift Cards with Apple Pay
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Many retailers like Walgreens, Target, or grocery stores accept Apple Pay.
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You can purchase a Home Depot gift card there and use it in-store or online.
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Use Apple Card (Mastercard)
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The Apple Card functions like a regular credit card.
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Since Home Depot accepts Mastercard, you can earn Apple Card cashback while shopping.
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Future Possibility – Will Home Depot Accept Apple Pay?
Consumer demand for contactless payments keeps rising. Apple Pay is now accepted at millions of stores, and customers often expect it at major retailers. While there’s no official statement from Home Depot, it’s possible they may add Apple Pay in the future to match competitors like Target and Best Buy.
Benefits of Using Apple Pay (If Accepted)
If Home Depot were to enable Apple Pay, customers would gain several benefits:
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Security: Transactions protected by Face ID/Touch ID and tokenization.
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Speed: Faster checkout without handling cards or cash.
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Rewards: Apple Card users earn 2% daily cashback.
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Convenience: Works across Apple devices, from iPhones to Apple Watches.
To sum up, Home Depot does not accept Apple Pay in 2025, whether in stores, online, or via the app. Customers must rely on other payment options like PayPal, credit/debit cards, or gift cards. Still, Apple Pay fans can work around this by buying Home Depot gift cards with Apple Pay at other stores or using the Apple Card.
FAQ
Does Home Depot take Apple Pay in-store?
No. In-store terminals do not support Apple Pay.
Does Home Depot accept Apple Pay online?
No. The website supports PayPal, but not Apple Pay.
Why doesn’t Home Depot accept Apple Pay?
Because of its PayPal partnership, transaction fees, and business decisions about data.
What forms of payment does Home Depot accept?
Credit/debit cards, Home Depot cards, gift cards, PayPal (online), and cash in-store.
Can I use Apple Pay indirectly at Home Depot?
Yes, by purchasing Home Depot gift cards with Apple Pay from another retailer or by using the Apple Card.