Walmart does not take Apple Pay in stores, online, or in the Walmart app. Instead, Walmart promotes its own payment method called Walmart Pay, a built-in feature of the Walmart app that works on both iPhones and Android devices. If you shop at Walmart, you’ll need to rely on Walmart Pay, debit/credit cards, PayPal (online), or gift cards.
Does Walmart Accept Apple Pay
The short answer is No. Walmart does not accept Apple Pay in physical stores, on Walmart.com, or on the Walmart app. Even at self-checkout counters, you won’t find an option for Apple Pay.
Walmart’s stance is strategic: they encourage customers to use Walmart Pay, their own digital wallet solution.
Why Doesn’t Walmart Accept Apple Pay?
Walmart’s refusal to accept Apple Pay comes down to three main reasons:
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Promoting Walmart Pay – Walmart wants shoppers to use its app-based payment solution.
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Customer Data Control – By keeping transactions inside its system, Walmart has access to valuable shopping data.
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Reducing Fees – Apple Pay transactions involve additional processing costs, while Walmart Pay helps avoid them. McDonald’s Apple Pay
What Payment Methods Does Walmart Accept?
Walmart accepts several other digital and traditional payment methods. Here’s a quick table:
| Payment Method | Accepted at Walmart |
|---|---|
| Credit/Debit Cards (Visa, Mastercard, AmEx, Discover) | ✅ |
| Walmart Gift Cards | ✅ |
| Walmart Pay (via Walmart App) | ✅ |
| PayPal (Online only) | ✅ |
| Affirm Financing (Online purchases) | ✅ |
| Apple Pay | ❌ |
| Google Pay | ❌ |
| Samsung Pay | ❌ |
What Is Walmart Pay and How Does It Work?
Walmart Pay is Walmart’s answer to Apple Pay. It’s built into the Walmart mobile app and allows customers to:
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Add debit, credit, and gift cards.
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Use their smartphone to pay at checkout.
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Scan a QR code at the register instead of tapping like Apple Pay.
Although it’s slightly less convenient than Apple Pay, Walmart Pay integrates with Walmart’s app features like e-receipts, shopping lists, and order history. You can know the answer to this question: Does Target accept Apple Pay?
Can You Use Apple Pay at Walmart Online?
No, Walmart.com and the Walmart app do not support Apple Pay.
Instead, online Walmart shoppers can use:
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PayPal
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Credit/Debit cards
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Affirm financing
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Walmart gift cards
Alternatives to Apple Pay at Walmart
If you can’t use Apple Pay at Walmart, here are the top alternatives:
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Walmart Pay – Fastest and most integrated option.
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Credit/Debit Cards – Swipe, insert, or tap your card directly.
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PayPal – Works for online purchases only.
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Walmart Gift Cards – Usable both in-store and online.
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Affirm Financing – For larger online purchases.
Workarounds for Using Apple Pay at Walmart
While you can’t directly use Apple Pay at Walmart, there are smart workarounds:
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Buy Walmart Gift Cards from Apple Pay–friendly stores like Walgreens, CVS, or 7-Eleven.
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Add those gift cards to your Walmart account or use them in stores.
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This way, you indirectly use Apple Pay to shop at Walmart. Aldi Apple Pay
Walmart does not take Apple Pay, not in stores, not online, and not at self-checkouts. Instead, Walmart pushes its own Walmart Pay service. For online shoppers, PayPal and Affirm are available, while in-store customers can rely on gift cards and debit/credit cards.
FAQ
Does Walmart have tap to pay?
No, Walmart only accepts Walmart Pay, debit/credit cards, gift cards, and EBT.
Can I use Apple Pay at Walmart self-checkout?
No, Walmart self-checkout only supports Walmart Pay and traditional cards.
Does Walmart accept Apple Pay for online orders?
No, Walmart.com and the Walmart app don’t support Apple Pay.
Why won’t Walmart allow Apple Pay?
Walmart prioritizes its own Walmart Pay system to save on fees and keep customers inside its ecosystem.
Can I indirectly use Apple Pay at Walmart?
Yes, buy Walmart gift cards at stores that accept Apple Pay, then use those gift cards at Walmart.